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Enquire Now Road Traffic Accident Claims
Road traffic accident claims can be made depending on the type of accident that has happened. Such claims are put in place to protect car drivers, pedestrians, passengers, cyclists and bikers, and road traffic accident claims can be made for both direct and personal injuries such as;
A road accident can occur because of numerous reasons. No matter what the reasons are however, you must be able to prove that the person you are making the claim against was in the wrong. Most car accidents occur mainly because of;
• Negligence – this can range from mobile phone use, eating or drinking, changing music in the car, to alcohol or drug consumption while driving.
•Weather conditions – Road accidents can occur in many instances due to perverse weather conditions such as snow, rainy weather and icy roads.
• Recklessness – driving with no concern for traffic signs is another major cause of road accidents. Speeding too can be termed as recklessness and distractions in or outside of the car can also lead to road mishaps.
• Poor road maintenance – poor roads are another leading cause of road accidents. Construction, poor road signs and potholes are examples of poor road maintenance.
• Car malfunction – cars will in most cases have a system failure system where one of the devices may have stopped functioning. Common equipment that may fail in the car include the brakes, poor road tyre traction and steering wheel malfunction.
What to do if you are involved in a road traffic accident
Even though a lot of confusion takes place after a collision, there are a few things you should be sure to do if you are involved in a road traffic accident.
These few steps will help ease the road traffic accident claims process, so be sure to do the following if you can;
• Share information with the other party. This includes phone number, names, insurance details, addresses and car registration numbers.
• Take photos of the accident. This is a helpful precaution as it gives vivid details of the collision. In addition, it will help you to keep track of where the accident occurred.
• Write down the model of the other parties car, the colour, year and the amount of damage suffered.
• If there are any witnesses around, take down their information as well.
• Be sure you note down who the owner of the car is in case he/she was not the driver.
• Refrain from discussing the accident. Issues such as who was in the wrong, how to go about reporting it to the insurance companies etc. should be avoided.
• Make sure to report the accident to the police just in case of future disagreements with the other party.
• Inform your insurance company of the accident as well. This should be done as soon as possible.